1. Fill out our online application, sign the agreement.
2. Fax us the necessary documents.
3. Get money directly into your account next day or recieve e-mail money transfer in one hour
4. On your next payday, when your loan is due, the money will be debited directly from your chequing account

You can submit your application online or over the phone toll free toll free number 1.866.464.4079 or 416.667.9017 (Locally in Toronto)

We extend loans of between $100 and $800. The maximum you can borrow is calculated based on your net income and other employment information.

Once your application has been submitted it will usually be processed within 30 minutes. However, applications can take longer due to high volume.

Option1. Direct Deposit
If your application is verified by 12:00pm Pacific time or 3:00pm Eastern time we can often have your loan in your account that day. If you miss these cut-off times, your loan will be in your account the next banking day.

Option2. E-Mail money transfer
You can now have your payday loan in your bank account withing 30 minutes of being approved. To qualify for E-Mail Money Transfer you will need an e-mail address and a bank account with online banking setup from one of the following banks:

• TD Canada Trust
• Bank of Montreal
• CIBC
• RBC Royal Bank
• Scotiabank