To qualify you must meet the following criteria:

• You must be nineteen (19) years of age or older
• You must be working at your present job for more than three (3) months
• If require direct deposit, your employer must deposit your money directly into your account
• You must have an active chequing account with at least seven (7) transactions and no more than two (2) NSF charges on your bank statement in the last thirty (30) days
• You must not have filed for bankruptcy in the past year
• You must have an active phone that we can reach you at

Unfortunately we do not lend to applicants who are self-employed, seasonally or otherwise temporarily employed, paid by commission, on social assistance, on worker's compensation or on disability.

Regardless of the above requirements, the final decision on all applications is subject to the sole discretion of Loans Till Payday.

You must meet these requirements to be approved:

• Government-issued photo ID
• Any bill in your name and mailed to your address
• Your last two paystubs
• A bank statement showing your last thirty (30) days of banking transactions
• A personalized cheque from your chequing account

If you have more questions you can contact us online or reach us by phone, toll-free, at 1.866.464.4079 or 416.667.9017 (Locally in Toronto)